Healthcare Reform: What does the term mean to you?

Direct Choice Inc. Senior Account Director Christine Wagner has developed a successful career in direct marketing, and in an effort to continue to build her client base and expertise, she has begun using social media as a business tool.

Healthcare Reform.

The mere combination of those two words can cause petitions to be developed and approval ratings to fluctuate, but is the term
misleading?

In general, most controversial debates about the healthcare reform issue centers around insurance (as opposed to topics like procedures and patient care), including the financial, network, accountability and administrative aspects. But, the idea that solving health insurance is all that is needed is too narrow, and I think the media loses sight of that. True healthcare reform needs to deliver quality care at an affordable price; paying doctors, hospitals and other facilities their fair share, without further deepening our national fiscal crisis.

That being said, we all know the world of health insurance could change with a big bang come 2014. At that point, carriers will not be able to turn away anyone who applies for coverage, nor will they be able to rate them at a level at which they couldn’t afford coverage. However, as the health insurance world continues to evolve, I have found that the biggest concerns and challenges my clients are facing are more in the short-term rather than looking down the road to 2014. They are thinking more about maintaining their current base of healthy members. Because I work primarily with Blue Cross Blue Shield organizations, there are a lot of National Carriers invading individual “Blues states”, undercutting their rates and looking to steal away their individual members. The Blues need to really ramp up their Customer Retention efforts and keep that healthy base of membership.

In this vein, as I am developing strategies for 2012, I am finding that a lot of my ideas are focused on campaigns based in brand building and targeting segments, in addition to proven marketing staples like direct mail. More and more, it is becoming necessary for consumers to be made aware of who they can trust and who has been there for them. Ideally, this would come with a social media component (which followers of my posts will note I am quickly becoming more comfortable in) to help increase the number of leads they can generate.

The Healthcare Reform mandates are nearing their implementation dates, but that doesn’t mean there aren’t hurdles to cross before then.

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Direct Choice Inc. is a full-service direct marketing agency that has worked with national and regional brands in a wide variety of vertical markets. In addition to this blog, you can also find us on Facebook, Twitter, YouTube and LinkedIn.

Healthcare for Young Adults

Like so many other things, young adults today have their own approach to healthcare. They borrow prescription drugs from friends, self-diagnose, stretch meds out and go to extremes to avoid traditional medical care – even when faced with broken bones – all (or at least partially) due to the high cost of health insurance.

These young invincibles— uninsured people in their 20s who either feel invulnerable or can’t afford healthcare coverage—are the nation’s largest group of uninsured, numbering 20.5 million in 2009, or 45 percent according to the Commonwealth Fund, a nonprofit research group in New York. Many are too old at 26 or above to be on parents’ plans, unemployed, or part-time employed without health insurance coverage.

“For a lot of people, it’s a choice between being able to survive…and getting health insurance,” said one young woman. “There was no way that I could pay my rent, buy insurance and eat.”

Others, unable to justify the expense of insurance, play doctor using online resources such as WebMD. Internet diagnoses can lead to mistakes, of course, followed by complications if self-treatment with expired or wrong “borrowed” medications are taken as a result. Trading prescriptions has become an underground black market among the uninsured. For example, one 28-year-old, describes getting the Ritalin she needed for her ADHD from a sympathetic doctor who has seen her diagnosis.

Then there are those who feel invincible or unbreakable. “I’m young, I’m careful, even when I snowboard,” says one 29-year-old athlete with no insurance. “I’ve hit a couple trees, but so far so good.”

The ramifications for the health insurance industry are rife. Opportunities to serve this underserved population—who essentially would largely choose to be insured if they could afford it—should be seized by healthcare insurance organizations nimble and flexible enough to recognize the lifetime customer value of coming to the rescue of this population.

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Direct Choice Inc. is a full-service direct marketing agency that has worked with national and regional brands in a wide variety of vertical markets. In addition to this blog, you can also find us on Facebook, Twitter, YouTube and LinkedIn.

The Making of a Microsite – Part 2

In Part 2, of our blog series on the development of a Microsite, we wanted to expand beyond the why and focus on the how. As an organization that created two Microsites (one for the Blue Cross Blue Shield Market and one for the Diabetes Market), our purpose for pursuing this campaign-building strategy was to advertise the advantages we offer as a full-service marketing agency and promote our technological capabilities as being able to build Microsites.

[youtube http://www.youtube.com/watch?v=eGopaOA2rm4?rel=0]

The process and timeline for the development of these pages included…

The process was fairly methodical and followed a similar workflow path for handling campaigns for our clients. We strategized on the topics, message and tone that would fit best for the demographics we were targeting. From there, we began developing copy for the sites. The A/V scripts were part of the initial process and we built the layouts and shot the film portion simultaneously. Additionally we recorded the voiceover tracks at the same time. Each section

Feedback from current and potential clients has been…

As you might expect from our choice to write about this topic, the feedback we have received has been very positive because the end result was a strong prospecting tool that showcases our easy expertise in these markets.

Our advice for those considering developing a Microsite…

Be fast and nimble and make it versionable for other verticals. Aren’t sure how to make that happen? Contact us and we will help you through it.

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Direct Choice Inc. is a full-service direct marketing agency that has worked with national and regional brands in a wide variety of vertical markets. In addition to this blog, you can also find us on Facebook, Twitter, YouTube and LinkedIn.