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American Rescue Plan equates to huge opportunities for insurers

Here at Direct Choice, we’re capitalizing on a new wave of marketing opportunities for our health insurance clients brought on by the American Rescue Plan (ARP). That’s the self-aggrandizing title for what you may more readily recognize as the most recent COVID-19 stimulus/relief package. Signed into law on March 11, 2021, Biden’s $1.2 trillion package includes direct stimulus payments, extended unemployment benefits, expanded child tax credits and other safety nets for struggling Americans.   One of the less publicized aspects of the plan includes a big win for people without employer-provided health insurance, including middle-income folks. Here’s a breakdown of how the new law is expanding access to affordable health insurance for Americans in 2021 and 2022:   Larger premium tax credits According to HHS.gov, monthly premiums will decrease by an average of $50 per person after credits. Four out of five enrollees (up from 69% pre-ARP) will be able to find a plan for...

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One year into the pandemic … thoughts from Direct Choice

It goes without saying that we are eager to put the pandemic in the rear-view. Up ahead but not yet in clear view, we anticipate our return to the office, vacation spots, concerts, sporting events, etc.   Before getting too far ahead ourselves, we felt it would be remiss not to look back on the past year and consider the impact of such a sudden shock to our daily lives. With that in mind, we put together a few quick questions for our staff. See how your answers align with ours…   What was the hero of the pandemic for you — i.e. something that made life easier throughout the past year?   Nick: From a serious perspective, the hero(es) of the pandemic are the front-line healthcare workers — many risking their lives every day to save lives, as well as having to keep a distance from their families when they returned home from their shifts. ...

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Why it was good to see some Big Brands sit out the Super Bowl

For marketers, the Super Bowl traditionally begins in the summer when budgets and creative ideas are set in motion. This year was anything but traditional. Although all 256 regular season games were played, some advertisers chose to sit out the Super Bowl. In fact, it was the first Super Bowl in 37 years without Budweiser airing a spot during the game.   Clydesdales, Mr. Peanut, Korean cars, Mexican avocados and Coca Cola were all conspicuously absent. Whatever their PR people may have said before the game, we know it’s all because most big brands aren’t risk takers and couldn’t handle this year’s uncertainty — but that’s a good thing and below are three reasons why:   1) Budweiser, Kia and Planters diverted money to good causes.   According to Ad Age, Planters is shelling out (ha ha) $5 million to support unsung heroes this year while Kia plans to expand its giving to support America’s youth....

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Gettin’ GIFFY with it.

As a new year approaches, perhaps it’s time to update your stable of favorite GIFs. We’re talking GIFs used to spice up conversations with friends and colleagues, not GIFs for marketing your business.   We’ve pulled together some marketing and office life-related favs for you to share. Of course, you can always choose your own from GIPHY which is now owned by Facebook. That’s right, back in May the social media empire paid a reported $400 million for GIPHY. Apparently we can’t get enough of these charming little loops.   First up, some marketing-jargon gems from Schitt’s Creek:   via GIPHY via GIPHY via GIPHY     And when you need to remind someone that you’re still working from home:   via GIPHY via GIPHY     When you’re back in the office and someone books a tiny conference room for a big strategy meeting (but there’s still no vaccine):   via GIPHY via GIPHY     Or, you’re working with someone who clearly needs a little caffeine:   via GIPHY via GIPHY     And when we’re all...

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Learning from the pandemic: 5 direct marketing survival facts

While the term “new normal” has become a cliché, it’s an apt description for the pandemic’s impact on daily life. We are resilient creatures and we’ve quickly adapted to living with COVID-19 in ways that will forever change the way we think and act. Looking ahead, marketers need to recognize that much of the new normal is here to stay. Consider how these 5 facts and trends may affect your marketing plans:   1) The value of E-commerce cannot be overstated. This comes as no surprise but it’s important to note that the lockdown has forced traditional brick-and-mortar retail shoppers to become more comfortable with online shopping. At the height of the lockdown, there was a 66% spike in global daily e-commerce sales. If you sell directly to the consumer via your website, now is a critical moment to ensure that your shopping experience is optimized.   2) Technology’s role in customer relationships is...

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5 hot blogs & news sites for insurance professionals

With professional organizations putting conferences and meetings on hold for now, staying abreast of hot topics within your industry takes a little extra effort. Fortunately, we have some great recommendations for those of you working in the world of insurance.   The Triple I Blog (property and casualty focus): Brought to you by the Insurance Information Institute, this blog provides professionally written articles on everything from insurance fraud to catastrophes. Whatever’s trending in the industry, you’ll find it here.   org (for consumers and professionals): While the website is aimed at educating consumers, their blog called The Scoop focuses on providing the latest news on health insurance and health reform. Each edition has several easy-to-digest news bites covering the entire nation.   America’s Health Insurance Plans (trade association blog): If you work for a health plan, this blog should be on your reading list. You’ll get the inside scoop on current issues and...

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Take Five: Choose your must-have summer reads

Everyone enjoys a good book. Here's a variety of this summer's favorites:   For a new perspective: My Vanishing Country A Memoir by Bakari Sellers. Unless you grew up in a rural, black, working-class town in the deep south, you need this book as a window into what has become a forgotten and neglected part of our country. Penned by a lawyer who became the youngest African American elected official in the country at age 22 and has served as an analyst for CNN, it’s an American success story wrapped in the struggles of the rural south. It’s no wonder that My Vanishing Country has become a New York Times Bestseller and a #1 New Release on Amazon.com.   For the kids: The World Needs More Purple People by Kristen Bell & Benjamin Hart. Full disclosure, this writer has had a thing for Kristen Bell ever since binge-watching The Good Place and all of her Funny...

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Recalling office life in 1995 as we celebrate our Silver Anniversary!

As your hand searches for the snooze button on your clock radio, you hesitate upon hearing an update from the O.J. Simpson trial. There’s an incriminating bloody glove but the defense insists a dirty cop has planted the evidence. Intrigued by this update, you are compelled to learn more. You decide to buy a newspaper along with the obligatory cup of coffee on your way to the office. Regular or decaf are your only options. No Italian dark roast, organic breakfast blend or mochaccino to be found.   Arriving at the office, you boot up Windows 95, marvel at the colorful new interface and wait for email to load. There’s no social media, no text messages and no app notifications to distract you from getting right to work. That’s a good thing for Nick Lanzi. He needs all of the time in the world to manage the duties of his full-time gig while starting a side-hustle...

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No-cost virtual doctor visits for Seniors during the coronavirus outbreak

Direct Choice Inc. has recently engaged in some pro-bono communications for the Medicare Telehealth Hotline, a service which we feel could benefit our friends and family. By now, we are all well aware that our nation’s 44 million Medicare recipients face the greatest risk from the Coronavirus pandemic. Along with having the highest mortality among COVID-19 patients, seniors are finding it difficult, if not impossible, to get access to the care they need for many other chronic health conditions. In light of this health crisis, the Medicare Telehealth Hotline is providing Medicare recipients with no-cost doctor visits from the comfort of their homes.   How the Medicare Telehealth Hotline works:   Patients with Original Medicare (with or without private supplemental insurance) who cannot reach their primary doctor can simply call 1-888-392-8889 (7 a.m. – 7 p.m. ET) or visit https://medicaretelehealthhotline.org/   The Medicare Telehealth Hotline connects patients with appropriate board-certified doctors who can address...

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Test yourself with our Super Bowl advertising trivia

There’s really no point in adding to the commentary about this year’s forgettable Super Bowl ads. Seriously, do you recall what Jason Momoa was hawking? Do you care to know what in the heck is Quibi? Even the much-loved “Smaht Pahk” was no “Whassup”. Good thing the game was memorable. Anyhow, this is where opinion ends and the fun begins …UNLEASH THE AD TRIVIA! We’ll begin with an easy one.   Which brands are the top-five Super Bowl advertisers of all time?  Considering the ad spend for type 2 diabetes drugs these days, four out of five of these brands should be of no surprise. The top advertisers during Super Bowl games in order of prominence are Budweiser, Pepsi, Coca Cola, McDonald’s and Ford. Because, after decades of poor dietary choices, you’re gonna need a heavy-duty American truck to haul your butt to the ER.   Name five brands who advertised during the first Super...

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Direct Choice was honored to present this check to Alex Archawski from the Greater Philadelphia Veterans Network (GPVN). GPVN’s mission is making Greater Philadelphia the Best Place For Veterans. #phillyvets #gpvn #communitymatters #givingback ...

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To celebrate the sentiments of peace, love and understanding, this year we are contributing to the Greater Philadelphia Veterans Network, who work to make our city the best place for Veterans. Happy Holidays from Direct Choice Inc!
#Phillyvets #GPVN #HappyHolidays
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A fun time and great food at our annual holiday luncheon and gift exchange held @autographwayne! Many alcohol-related gifts beginning with the letter “I”! Thanks Nick! (We missed you Beth!) #happyholidays #whiteelephant #funholidaytimes ...

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Had a fun and informative time at the @BCAPhilly Hospitality Breakfast last Friday. Speaker @TarynSouthern gave a thought-provoking presentation focused on how AI is changing our world. #ai #aimarketing #bcaphilly ...

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Proud to report that Direct Choice picked up 2 Benny Awards last night in the digital/social media marketing categories - Congrats to All!! #pdma #bennyawards #socialmediamarketing #digitalmarketing ...

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This holiday season, we’re continuing to support @philabundance to help them end hunger in our local communities. Happy Holidays from Direct Choice Inc! #philabundance #happyholidays ...

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Kudos for Direct Choice at the PDMA Benny Awards last night. DCI won the top award in 3 categories PLUS WON BEST IN SHOW! Congrats to ALL #PDMA #bennyawards ...

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Here`s something many of us can relate to in the era of virtual meetings - enjoy a good laugh and Happy Holidays from the DCI team! #virtualbloopers #Happyholidays #happyholidays2021 ...

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